Imprint
DFV Deutsche Finanz- und Versicherungsvergleich GmbH
Johannesplatz 4, 52428 Jülich
Phone: +49 2461 9983007
Email: contact@insurance4expats.de
Authorized Representative:
Michael Becker
VAT Identification Number pursuant to § 27a German VAT Act: DE307477414
Register Court:
Commercial Register, Cologne District Court
Registration Number: 107975
Authority for granting permission under § 34d para. 1 no. 2 GewO:
IHK Aachen
Theater Str. 6-10
52062 Aachen
Phone (Main Office): +49 241 4460-0
Fax (Main Office): +49 241 4460-259
Authority for supervision under § 34d para. 1 no. 2 GewO:
IHK Aachen
Theater Str. 6-10
52062 Aachen
Phone (Main Office): +49 241 4460-0
Fax (Main Office): +49 241 4460-259
Status:
Licensed insurance broker with permission under § 34d para. 1 no. 2 GewO with the registration number DGFO8-EXKK3-76
Authority for granting permission under § 34c para. 1 GewO:
District of Euskirchen
Jülicher Ring 32
53877 Euskirchen
Authority for supervision under § 34c para. 1 GewO:
District of Euskirchen
Jülicher Ring 32
53877 Euskirchen
Authority for granting permission under § 34f para. 1 GewO:
Cologne Chamber of Industry and Commerce
Unter Sachsenhausen 10-26
50667 Cologne
Authority for supervision under § 34f para. 1 GewO:
Cologne Chamber of Industry and Commerce
Unter Sachsenhausen 10-26
50667 Cologne
Permission under § 34f GewO has been granted.
The registration number (pursuant to § 34f GewO) is: D-F-101-F3UQ-93
The entry in the intermediary register can be verified as follows:
DIHK | Association of German Chambers of Industry and Commerce
Breite Straße 29
D-10178 Berlin
Phone: +49 30 20308 0
Email: info@dihk.de
www.dihk.deRegister access via www.vermittlerregister.info or by phone at 0180-6005850 (€0.20/call).
Approach to Sustainebility (ESG Risks)
What are sustainability risks?
Sustainability risks (ESG risks) refer to events or conditions in the three areas of Environment, Social, and Governance that could negatively affect the value of an investment or asset. These risks may impact individual companies, entire industries, or regions.
Examples of sustainability risks in the three areas:
- Environment: Due to climate change, the increasing occurrence of extreme weather events may pose a risk, referred to as a physical risk. An example could be an extreme weather period in a specific region, leading to lowered water levels in transport routes like rivers, thus impairing the transportation of goods.
- Social: Risks in the social area could arise from non-compliance with labor standards or health and safety regulations.
- Governance: Examples of governance-related risks include tax non-compliance or corruption within companies.
Approach to Sustainable Products
The insurance broker does not pursue a targeted sustainability strategy; however, offered products may be sustainable.
General Information
DFV Deutsche Finanz- und Versicherungsvergleich GmbH does not pursue a targeted sustainability strategy. When selecting companies and products, we do not specifically consider sustainability aspects. As part of the client-focused individual consultation, we provide information on the sustainability aspects of the respective product or provider upon request, based on the information provided by the product provider. Our product selection may include sustainable products.The advice is based on information provided by the companies, which may not yet be fully available from every product provider. The insurance broker is therefore not responsible for the accuracy of this information.
Compensation Regarding Sustainability Aspects
Compensation for the mediation of products is generally not influenced by sustainability risks.
Professional Regulations
- § 34d Gewerbeordnung (and, if applicable, § 34c, § 34f, § 34i Gewerbeordnung)
- §§ 59-68 Versicherungsvertragsgesetz (VVG)
- Versicherungsvermittlungsverordnung (VersVermV)
The professional regulations can be accessed and reviewed on the website www.gesetze-im-internet.de, operated by the German Federal Ministry of Justice and juris GmbH.
Alternative Dispute Resolution
Complaint ManagementFor complaints, you may directly contact:
DFV Deutsche Finanz- und Versicherungsvergleich GmbH
Sternstraße 5
39104 Magdeburg
Phone: +49 221-969870-0
Email: contact@insurance4expats.de
Information on Participation in Dispute Resolution Proceedings under § 36 VSBG
We are obliged under § 17 (4) of the Insurance Mediation Ordinance to participate in dispute resolution proceedings before the following consumer arbitration bodies:
- Insurance Ombudsman e.V.
Postfach 08 06 32, 10006 Berlin
Further information: www.versicherungsombudsmann.de
- Ombudsman for Private Health and Long-Term Care Insurance
Postfach 06 02 22, 10052 Berlin
Further information: www.pkv-ombudsmann.de
- Arbitration Board for Commercial Insurance, Investment, and Credit Mediation
Glockengießerwall 2, 20095 Hamburg
Validation of Customer Reviews
Reviews collected via external review platforms (Google Reviews, ProvenExpert, and others) and embedded or linked on our website are validated solely by the respective review platform. We do not conduct any separate verification of these customer reviews for authenticity.
Content of the Online Offering
The author assumes no liability for the timeliness, accuracy, completeness, or quality of the information provided. Liability claims against the author relating to material or immaterial damages caused by the use or non-use of the information provided, or by the use of incorrect or incomplete information, are excluded unless there is evidence of intentional or gross negligence on the part of the author. All offers are non-binding and without obligation. The author expressly reserves the right to change, supplement, delete parts of the pages, or discontinue the publication temporarily or permanently without prior notice.
References and Links
For direct or indirect references to external websites ("hyperlinks") outside the author's area of responsibility, liability would only apply if the author was aware of illegal content and it was technically possible and reasonable to prevent its use. The author expressly declares that at the time of linking, no illegal content was recognizable on the linked pages. The author has no influence on the current and future design, content, or authorship of the linked pages. Therefore, the author expressly distances themselves from all contents of all linked pages that were changed after the link was set. This applies to all links and references within the author's website as well as to external entries in guestbooks, discussion forums, and other databases where external write access is possible.
Copyright and Trademark Law
The author strives to respect the copyright of graphics, audio files, video sequences, and texts used in all publications, to use self-created materials, or to rely on license-free resources. All trademarks and brand names mentioned on the website, including those protected by third parties, are subject to the provisions of the applicable trademark law and the ownership rights of the registered owners.
Legal Effect of this Disclaimer
This disclaimer is to be considered part of the internet offering that referred to this page. If sections or individual phrases of this text do not comply with the current legal situation, the remaining parts of the document remain unaffected in their content and validity.
Legal Notice
The data provided by us does not claim to be accurate or complete. We accept no liability for the accuracy or completeness of the data and documents provided by third parties. Any liability for damages resulting from the information provided is excluded.
Notice under Art. 14 (1) EU Regulation 524/2013
Online Dispute Resolution (Art. 14 (1) ODR Regulation): The European Commission provides a platform for online dispute resolution at ec.europa.eu/consumers/odr.
Concept | Development | Editorial: www.mariawiesenberg.com
